What are Credit ReportsWhat are Credit Reports
What is a Credit Report
Experian and Equifax are the leading credit reference agencies in the UK. Credit reference agencies maintain information about you and your credit history. This information is gathered on an ongoing basis from many sources that have extended you credit. Lenders, employers, landlords, and other service providers buy that information in the form of a credit report to help them decide whether to approve your application for a loan, credit card, job, or housing, or to offer you a product or service at a particular rate. Because your credit file changes constantly, it's important that you review your information regularly to check its accuracy.